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Diligence Risk Calculator

Six inputs you already have at the LOI stage. Live operational risk score with the top 3 areas to dig into before IC.

Deal Inputs
Operational Risk Score
26
Low risk

Operational profile is favorable. Standard diligence depth.

Top 3 Areas To Investigate
  1. 1. Growth velocity35

    60% YoY vs. ~80% expected at this stage.

  2. 2. Customer concentration30

    Top 3 customers = 25% of revenue.

  3. 3. Cash runway25

    14 months — workable but tight.

This is the directional view.

The full Zoe diagnostic measures all nine operational dimensions against real data from the target's stack and delivers an IC-ready risk report in 24 hours.

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Methodology

How the risk score is computed.

Each input maps to a 0\u2013100 risk sub-score. Sub-scores are weighted (Runway 25%, Growth 25%, Concentration 20%, Scaling 15%, Sector 15%) into a single Operational Risk Score. The top three highest-risk drivers surface as the areas to focus diligence on.

The thresholds are directional industry estimates — not back-tested against real deal outcomes. Use this as a pre-IC sanity check, not a final risk verdict.

Risk Score Weights
Cash runway25%
Growth velocity25%
Customer concentration20%
Org-scaling fit15%
Sector risk profile15%
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Defensible risk scoring on real data.

The full Zoe diagnostic measures operational risk against the target’s actual behavioral data — not self-reported inputs.

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