All free tools

Free Tool

Diligence Risk Calculator

Six inputs you already have at the LOI stage. Live operational risk score with the top 3 areas to dig into before IC.

Deal Inputs
Operational Risk Score
26Low risk

Operational profile is favorable. Standard diligence depth.

Top 3 Areas To Investigate
  1. 1. Growth velocityModerate risk35

    60% YoY vs. ~80% expected at this stage.

  2. 2. Customer concentrationModerate risk30

    Top 3 customers = 25% of revenue.

  3. 3. Cash runwayLow risk25

    14 months: workable but tight.

This is the directional view.

A Zoe diagnostic measures all nine dimensions against the company's own systems, connected by the company, plus the deck, the data room, and a scored company call. Its Deal Package ships inside 24 hours of the run: Zoe Score, IC memo, signed opinion when confidence clears the bar, evidence appendix.

Methodology

How the risk score is computed.

Each input maps to a 0–100 risk sub-score. Sub-scores are weighted (Runway 25%, Growth 25%, Concentration 20%, Scaling 15%, Sector 15%) into a single Operational Risk Score. The top three highest-risk drivers surface as the areas to focus diligence on.

The thresholds are directional industry estimates — not back-tested against real deal outcomes. Use this as a pre-IC sanity check, not a final risk verdict.

Risk Score Weights
  • Cash runway25%
  • Growth velocity25%
  • Customer concentration20%
  • Org-scaling fit15%
  • Sector risk profile15%

More Free Tools

Take the next step

Turn the estimate into evidence.

See the workflow that checks company claims against the systems behind them.