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Diligence Risk Calculator

Six inputs you already have at the LOI stage. Live operational risk score with the top 3 areas to dig into before IC.

Deal Inputs
Operational Risk Score
26
Low risk

Operational profile is favorable. Standard diligence depth.

Top 3 Areas To Investigate
  1. 1. Growth velocityModerate risk35

    60% YoY vs. ~80% expected at this stage.

  2. 2. Customer concentrationModerate risk30

    Top 3 customers = 25% of revenue.

  3. 3. Cash runwayLow risk25

    14 months: workable but tight.

This is the directional view.

The Zoe Diagnostic measures all nine dimensions against the target's own systems, connected read-only by the target, plus the deck, the data room, and a scored founder call. The Readout Package ships inside 24 hours of the run: Zoe Score, IC memo, signed opinion when confidence clears the bar, evidence appendix.

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Methodology

How the risk score is computed.

Each input maps to a 0\u2013100 risk sub-score. Sub-scores are weighted (Runway 25%, Growth 25%, Concentration 20%, Scaling 15%, Sector 15%) into a single Operational Risk Score. The top three highest-risk drivers surface as the areas to focus diligence on.

The thresholds are directional industry estimates — not back-tested against real deal outcomes. Use this as a pre-IC sanity check, not a final risk verdict.

Risk Score Weights
Cash runway25%
Growth velocity25%
Customer concentration20%
Org-scaling fit15%
Sector risk profile15%
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